Term life insurance provides financial protection for a specified period, such as 10, 20, or 30 years, and pays a death benefit to beneficiaries if the insured passes away during the term. Its primary purpose is to offer affordable coverage for temporary needs, such as income replacement, debt repayment, or providing for dependents.

Mortgage protection is a type of life insurance designed to help pay off a mortgage if the policyholder passes away or becomes unable to work due to disability or critical illness. Its purpose is to provide financial security for homeowners and their families by ensuring the mortgage is covered, preventing foreclosure or financial strain.

Final expense insurance is a type of life insurance designed to cover end-of-life expenses, such as funeral costs, medical bills, or other debts, ensuring financial relief for loved ones. Its purpose is to provide a straightforward, affordable option for individuals to plan ahead and ease the financial burden on their families during a difficult time.

Disability insurance provides financial protection by replacing a portion of your income if you are unable to work due to illness or injury. Its purpose is to help individuals maintain financial stability and cover essential expenses during periods of temporary or permanent disability.